Muhammad Irwin Muslimin, Nurwahidin, and Mulawarman Hannase. “Determinants of Return On Asset (ROA) at Sharia Commercial Banks 2016 – 2021”. Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam 11, no. 2 (July 2, 2023): 1–18. Accessed January 1, 2026. http://jurnal.istaz.ac.id/index.php/AlIqtishod/article/view/669.